Solutions

One Platform, Every Payment.

From hosted checkout to crypto ramps — everything you need to accept, route, and optimize payments globally.

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Drop-in payment experience

Hosted Checkout / Pages

Launch a fully branded, conversion-optimized checkout in minutes — no frontend engineering required. VivaPay's hosted pages handle the entire payment flow, from card entry to 3DS authentication, across every device.

< 5 min
Integration time
99.9%
Uptime SLA
45+
Currencies
Features

Pre-built UI Components

Responsive payment forms that adapt to any screen size with built-in field validation and error handling.

Custom Branding

Match your brand identity with customizable colors, logos, fonts, and layout options — your customers never leave your experience.

Multi-currency Support

Display prices and accept payments in 45+ currencies with automatic conversion at competitive FX rates.

Built-in Compliance

PCI DSS Level 1 compliance out of the box. Sensitive card data never touches your servers — fully tokenized from the first keystroke.

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Accept cards everywhere

World Wide Card Solutions

Process Visa, Mastercard, Amex, UnionPay, and local card schemes across 150+ countries through a single API. Our intelligent routing engine finds the optimal acquirer for every transaction, maximizing approval rates and minimizing costs.

150+
Countries
94%
Approval rate
< 200ms
Routing latency
Features

Smart Acquirer Routing

Transactions are automatically routed to the best-performing acquirer based on card type, issuing country, and historical success rates.

Cascading & Retry Logic

Failed transactions are automatically retried through alternative acquirers in real-time — recovering revenue that would otherwise be lost.

Network Tokenization

Card credentials are replaced with network-level tokens (Visa/Mastercard), improving approval rates by up to 5% and enabling seamless recurring payments.

3DS2 Authentication

Frictionless and challenge flows handled automatically with SCA exemption engine to minimize unnecessary authentication steps.

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Local payment methods, global reach

Worldwide APMs

Unlock higher conversion by offering the payment methods your customers actually use. From European bank transfers to Asian e-wallets, VivaPay connects you to 200+ alternative payment methods through a unified integration.

200+
Payment methods
+32%
Conversion lift
1
API integration
Features

Bank Transfers & Direct Debit

SEPA, ACH, BACS, Faster Payments, iDEAL, Bancontact, Przelewy24, and more — all through a single API endpoint.

Digital Wallets

Apple Pay, Google Pay, Samsung Pay, PayPal, Skrill, Neteller — meet customers where they are with one-tap checkout.

Buy Now, Pay Later

Integrate Klarna, Afterpay, and regional BNPL providers to offer flexible installment options and increase average order value.

Real-time Payment Rails

PIX (Brazil), UPI (India), FedNow (US), Osko (Australia), and other instant payment networks for immediate settlement.

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Bridge fiat and crypto

ON/OFF Ramp

Enable your users to seamlessly move between traditional currencies and digital assets. VivaPay's ON/OFF ramp handles KYC, compliance, and liquidity so you can offer fiat-to-crypto and crypto-to-fiat flows without building the infrastructure yourself.

50+
Cryptocurrencies
< 30s
KYC verification
24/7
Availability
Features

Fiat-to-Crypto (ON Ramp)

Users purchase crypto with cards, bank transfers, or APMs. Supports 50+ cryptocurrencies across major blockchains with instant delivery.

Crypto-to-Fiat (OFF Ramp)

Convert digital assets back to fiat and withdraw to bank accounts or cards. Settlement in EUR, USD, GBP, and 20+ currencies.

Embedded KYC/AML

Built-in identity verification and transaction monitoring ensures compliance with global regulations — no additional vendor needed.

White-label Widget

Embed the ON/OFF ramp directly into your app or platform with fully customizable UI that matches your brand.

Ready to get started?

Launch your payment infrastructure in minutes. No upfront costs, no long-term contracts.