Resources for journalists and media covering payment orchestration, AI-driven payment routing, and the future of global payment infrastructure.
VivaPay is a payment orchestration platform that uses AI-driven smart routing to maximize transaction approval rates for high-risk businesses. By connecting merchants to multiple payment service providers, acquirers, and local payment rails through a single API, VivaPay eliminates single points of failure and optimizes every transaction in real-time.
The platform supports card payments via Visa, Mastercard, and American Express, 200+ alternative payment methods, and crypto ON/OFF ramp solutions across 150+ countries. VivaPay's AI payment orchestration engine analyzes transaction patterns to route payments through the optimal provider, achieving up to 94% approval rates for merchants in traditionally difficult verticals.
Payment Orchestration — Multi-PSP management with automatic failover and cascading retry logic
AI Payment Routing — Machine learning models predict optimal routing for each transaction in real-time
Smart Routing Engine — Rules-based and AI-driven routing across acquirers, PSPs, and payment rails
High-Risk Payment Processing — Purpose-built infrastructure for crypto, gaming, forex, and regulated industries
Hosted Checkout — PCI-compliant, branded payment pages with tokenization and 3DS2 authentication
Crypto ON/OFF Ramp — Fiat-to-crypto and crypto-to-fiat conversion with embedded KYC/AML
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